CAGR Calculator

Calculate the Compound Annual Growth Rate (CAGR) of an investment — or reverse-engineer the end value or number of years from a target growth rate.

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CAGR
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What is CAGR?

CAGR (Compound Annual Growth Rate) represents the rate at which an investment would have grown if it had grown at a steady rate annually. It smooths out volatility to give you a single consistent growth rate.

Formula

CAGR = (Ending Value / Beginning Value) ^ (1 / Years) − 1

Benchmark CAGR References

  • S&P 500 (historical avg): ~10% nominal, ~7% real
  • US Treasury Bonds (10yr): ~3–5%
  • Real estate (US avg): ~4–6%
  • Savings account (HYSA): ~4–5% (2024)