Monthly Budget Tracker
Track monthly income and expenses by category. See your balance, spending breakdown, and whether you're following the 50/30/20 rule. Data saved in your browser.
Monthly Budget Tracker
Add income and expenses, see your balance and 50/30/20 breakdown. Data is saved in your browser — nothing leaves your device.
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$0The 50/30/20 Budget Rule
- 50% Needs: Housing, utilities, transport, groceries, insurance, minimum debt payments
- 30% Wants: Dining out, entertainment, subscriptions, clothing, hobbies
- 20% Savings/Debt: Emergency fund, retirement, extra debt payments, investments
The rule is a guideline — adjust it for your situation. High cost-of-living cities may require more on housing; focus on building an emergency fund before aggressively saving.